Insurance Planning


Our most valuable commodity, both for ourselves and our families, is our ability to generate an income. Our insurance philosophy is that all families should have some. The protection from financial loss that insurance provides transitions as we age; from initially protecting a family from the loss of an income earner to eventually being a tool for mitigating estate taxes and equalizing an estate. Essentially, our insurance strategy consists of a full client analysis whereby we quantify the need by calculating the gap between personal resources and potential need. This process allows us to determine the right kind of insurance relative to a client’s income and budget.

We are independent, which means we search the market for the best insurance available at the most competitive price. A client’s needs analysis is typically responded to by the recommendation and procurement of these types of insurance products.

  • Life Insurance
    • Term Insurance
    • Whole Life Insurance
    • Universal Life Insurance
  • Disability Insurance
  • Critical Illness Insurance
  • Business Insurance


If you have any questions about your existing insurance strategy or would like help in identifying your insurance needs, contact us today.